Toni Taylor Gozza has spent her entire career — since 1990 — inside the mortgage business, and she's worked every channel of it: consumer finance, banks, wholesale lending, and mortgage brokering. She was one of the youngest people ever promoted into management at her company at age 21, and one of the very few people in the country to serve as a wholesale account executive with actual signing underwriting authority.

Running an entire wholesale mortgage company gave Toni rare insight into what secondary markets and investors need to package and approve a loan. That underwriting-level understanding is exactly why she and her team can find a path for borrowers other lenders turn away, especially in the Non-QM space.

Toni leads Interconnect Mortgage as an educator first. She won't sell you into a loan you don't need — she'll explain your options in plain English so you can decide for yourself. A Palm Beach County resident since 1992, she's active with the Junior League and the Couture Club, a local organization supporting children's foundations.