7 Things You Should NOT Do When Applying For A Home Loan

The following is a sample of this report:

This is a list of things to steer clear of when you are seeking to obtain financing for a home. The following items may prove to be a detriment when you wish to move forward with the loan process.

Don't buy or lease an auto! Lenders look carefully at your debt-to-income ratio. A large payment such as a car lease or purchase can greatly impact those ratios and prevent you from qualifying for a home loan.

Don't move assets from one bank account to another! These transfers show up as new deposits and complicate the application process, as you must then disclose and document the source of funds for each new account. The lender can verify each account as it currently exists. You can consolidate your accounts later if you need to...

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This report contains extremely valuable information designed to help you avoid costly mistakes when obtaining a mortgage. Although some of the tips disclosed may not make me popular with the other mortgage lenders, I am more concerned that you have all the information you need to make and informed decision when shopping for a mortgage.

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As painful as getting a mortgage has become, Toni was on top of all of the required docs, statements, letters etc required to acheive the final goal of closing on our property.
John Shields1 on 2019-10-01

Toni and her team made my home buying experience very easy and simplified. I would definitely recommend her, and of course plan on using her for any future home buying.
zuser20170505062741498 on 2019-07-01

I can honestly say that Toni is professional, a straight shooter, and all around just a very professional woman. She has proven her honestly and knowledge time and time again throughout this transaction. In my experience with Toni, her prompt and courteous service, and her keen attention to detail cannot be matched. Not many can boast 29 years of mortgage experience and that experience really showed while dealing with her. Thank you Toni
jamespknox on 2019-06-01

Toni took the time to make sure we understood everything that was going on and she was very helpful and made the process very easy and stress free!!!!
matthewdilallo on 2019-03-01

Toni and her team made our home buying process so easy! The professional service we received was top notch from our initial phone call to the closing table. This was not our first home purchase and I'm sure it will not be the last...but I can safely say Toni will handle all of our future needs! Thanks Toni
cmacsuga on 2019-04-01

never in my life did I think getting a mortgage could be that easy...thank you Toni for all the work you did...it was extremely painless and quick. I would highly recommend you to my family and friends
zuser20170528073007288 on 2019-04-01

Toni Taylor did a fantastic job with the mortgage process from start to finish. I would highly recommend her to anyone searching for a mortgage. I was very happy with how patient and understanding she was for me as a first time home buyer and this being all new to me she was great.
bdamelio0 on 2019-02-01

Toni and her staff are aggressive comptent and personable A treat to work with 2nd loan with her When you compare she wins Really enjoyed working with her a+ rating
user5533124 on 2018-11-01

Toni and her team played a huge role in helping to make this process seem less daunting and tedious. They were incredibly responsive and went above and beyond to help us execute a quick close. Highly recommend this local resource to anyone who wants 5 star service!!
KirstenLynn6 on 2018-07-01

Toni Taylor did an outstanding job for us on our recent purchase of a home in Florida. She was extremely knowledgeable, helpful, always accessible and delivered great results for us. When we told her that membership fees for our development would be going up $10,000 in a little over a weeks' time, she came up with a plan to help us close before the increase. She is quite pleasant to work with too.
tfeagans on 2018-08-01

7 Things You Should NOT Do When Applying For A Home Loan

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