7 Things You Should NOT Do When Applying For A Home Loan

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This is a list of things to steer clear of when you are seeking to obtain financing for a home. The following items may prove to be a detriment when you wish to move forward with the loan process.

Don't buy or lease an auto! Lenders look carefully at your debt-to-income ratio. A large payment such as a car lease or purchase can greatly impact those ratios and prevent you from qualifying for a home loan.

Don't move assets from one bank account to another! These transfers show up as new deposits and complicate the application process, as you must then disclose and document the source of funds for each new account. The lender can verify each account as it currently exists. You can consolidate your accounts later if you need to...

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This report contains extremely valuable information designed to help you avoid costly mistakes when obtaining a mortgage. Although some of the tips disclosed may not make me popular with the other mortgage lenders, I am more concerned that you have all the information you need to make and informed decision when shopping for a mortgage.

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Toni and her team played a huge role in helping to make this process seem less daunting and tedious. They were incredibly responsive and went above and beyond to help us execute a quick close. Highly recommend this local resource to anyone who wants 5 star service!!
KirstenLynn6 on 2018-07-01

Toni Taylor did an outstanding job for us on our recent purchase of a home in Florida. She was extremely knowledgeable, helpful, always accessible and delivered great results for us. When we told her that membership fees for our development would be going up $10,000 in a little over a weeks' time, she came up with a plan to help us close before the increase. She is quite pleasant to work with too.
tfeagans on 2018-08-01

This is a great team to work with in buying a home, not only very dedicated but kept me informed every step of the way. They have your best interest and stays on top of everything that needs to be done. Nothing falls through the cracks. Thank you so much. Very appreciated in all you did for me.
luciahaley on 2018-08-01

As a first time home buyer, I was not sure what to expect from the lending process. People warned me about how time consuming and exhausting it would be. In actuality, it turned out to be a breeze with no surprises or delays! I was able to close on the exact date that I wanted. I am very happy with how everything went from beginning to end. I would highly recommend Toni Taylor!
RachelCandace on 2018-05-01

Everyone at this company was great!! Had my refinance done quickly and efficiently. Very easy to work with!! Both Toni and Brian were extremely helpful. Thank you!
ufdrrx on 2018-03-01

First time home buyer , Tony experienced team guided me in a perfect , easy and no hussle way in getting a mortgage loan. I would recommend her to all my friends and to anyone that is looking for a home purchase or mortgage refinance.
fpcanneto on 2018-03-01

Toni Sue Taylor Gibson from Inlet Mortgage along with her team were great to work with, thoroughly enjoyed the experience. As a first time home buyer, they were very helpful, responsive and patient with me. No doubt an amazing team and I recommend their services.
shelly fernandes123 on 2018-02-01

Working with Toni at Inlet Mortgage was a fantastic experience. She and her team were so responsive to my questions and concerns throughout the process and I never felt "out of the loop." Buying a home is a trying process but they certainly made the loan process stress free, THANK YOU!!
user7894774 on 2017-12-01

Toni was very professional and helpful during the process and pushed lender services to get on time closing. I would highly recommend Toni Gibson if anyone is looking for a home in the south Florida area.
moore83755 on 2017-12-01

We had a great experience with her. She made me feel at ease and everything she told us was accurate. I would definitely recommend her and would love to work with her again in the future. She is very trustworthy.
zuser20160508081824614 on 2017-12-01

7 Things You Should NOT Do When Applying For A Home Loan

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