7 Things You Should NOT Do When Applying For A Home Loan
The following is a sample of this report:
This is a list of things to steer clear of when you are seeking to obtain financing for a home. The following items may prove to be a detriment when you wish to move forward with the loan process.
- Don't buy or lease an auto! Lenders look carefully at your debt-to-income ratio. A large payment such as a car lease or purchase can greatly impact those ratios and prevent you from qualifying for a home loan.
- Don't move assets from one bank account to another! These transfers show up as new deposits and complicate the application process, as you must then disclose and document the source of funds for each new account. The lender can verify each account as it currently exists. You can consolidate your accounts later if you need to...
Also, make sure you register for our Insider Mortgage Secrets, browse our Homebuying Resources section and fill-out a free no-obligation secure online application or call our Palm Beach Gardens, Florida office at 561-207-8049 with any questions you have.
Toni Taylor did a fantastic job with the mortgage process from start to finish. I would highly recommend her to anyone searching for a mortgage. I was very happy with how patient and understanding she was for me as a first time home buyer and this being all new to me she was great.
Toni and her staff are aggressive comptent and personable A treat to work with 2nd loan with her When you compare she wins Really enjoyed working with her a+ rating
Toni and her team played a huge role in helping to make this process seem less daunting and tedious. They were incredibly responsive and went above and beyond to help us execute a quick close. Highly recommend this local resource to anyone who wants 5 star service!!
Toni Taylor did an outstanding job for us on our recent purchase of a home in Florida. She was extremely knowledgeable, helpful, always accessible and delivered great results for us. When we told her that membership fees for our development would be going up $10,000 in a little over a weeks' time, she came up with a plan to help us close before the increase. She is quite pleasant to work with too.
This is a great team to work with in buying a home, not only very dedicated but kept me informed every step of the way. They have your best interest and stays on top of everything that needs to be done. Nothing falls through the cracks. Thank you so much. Very appreciated in all you did for me.
As a first time home buyer, I was not sure what to expect from the lending process. People warned me about how time consuming and exhausting it would be. In actuality, it turned out to be a breeze with no surprises or delays! I was able to close on the exact date that I wanted. I am very happy with how everything went from beginning to end. I would highly recommend Toni Taylor!
Everyone at this company was great!! Had my refinance done quickly and efficiently. Very easy to work with!! Both Toni and Brian were extremely helpful. Thank you!
First time home buyer , Tony experienced team guided me in a perfect , easy and no hussle way in getting a mortgage loan. I would recommend her to all my friends and to anyone that is looking for a home purchase or mortgage refinance.
Toni Sue Taylor Gibson from Inlet Mortgage along with her team were great to work with, thoroughly enjoyed the experience. As a first time home buyer, they were very helpful, responsive and patient with me. No doubt an amazing team and I recommend their services.
Working with Toni at Inlet Mortgage was a fantastic experience. She and her team were so responsive to my questions and concerns throughout the process and I never felt "out of the loop." Buying a home is a trying process but they certainly made the loan process stress free, THANK YOU!!